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These are some of the banks that offer convenient and accessible banking services for people who are not US citizens or residents. Here are some of the features and benefits of each bank:
HSBC: HSBC is a global banking giant that has a presence in over 60 countries, including the US. HSBC offers a range of checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is the HSBC Premier Checking Account, which has no monthly maintenance fee, no foreign transaction fees, and access to over 40,000 ATMs worldwide. However, you need to maintain a minimum balance of $75,000 or have a monthly direct deposit of $5,000 to qualify for this account.
Citibank: Citibank is another global banking giant that operates in over 100 countries, including the US. Citibank offers a variety of checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is the Citi Priority Account Package, which has a monthly maintenance fee of $30, but this is waivable if you maintain a combined average monthly balance of $50,000 or more in eligible linked accounts. The account comes with a debit card, access to over 60,000 ATMs worldwide, and free international wire transfers.
Bank of America: Bank of America is one of the largest banks in the US, offering a wide range of checking, savings and student accounts. One of its most popular accounts is Advantage Plus, a checking account with a minimum opening deposit of $100 and a monthly maintenance fee of $12. This is waivable if you meet certain conditions. The account comes with a debit card, access to Zelle and a Digital Wallet.
Capital One: Capital One is a well-known bank in the US, offering various checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is 360 Checking, which has no monthly maintenance fee, no minimum balance requirement, and no foreign transaction fees. The account comes with a debit card, access to over 40,000 ATMs nationwide, and free online bill pay.
Chase: Chase is another major bank in the US, offering various checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is Chase Total Checking, which has a minimum opening deposit of $0 and a monthly service fee of $12. This is waivable if you meet certain conditions. The account comes with a debit card, access to over 16,000 ATMs nationwide, and free online banking.
Charles Schwab Bank: Charles Schwab Bank is an online bank that offers a high-yield checking account that has no monthly maintenance fee, no minimum balance requirement, and no foreign transaction fees. The account comes with a debit card that reimburses unlimited ATM fees worldwide, free online bill pay, and free checks.
HSBC: HSBC is a global banking giant that has a presence in over 60 countries, including the US. HSBC offers a range of checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is the HSBC Premier Checking Account, which has no monthly maintenance fee, no foreign transaction fees, and access to over 40,000 ATMs worldwide. However, you need to maintain a minimum balance of $75,000 or have a monthly direct deposit of $5,000 to qualify for this account.
Citibank: Citibank is another global banking giant that operates in over 100 countries, including the US. Citibank offers a variety of checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is the Citi Priority Account Package, which has a monthly maintenance fee of $30, but this is waivable if you maintain a combined average monthly balance of $50,000 or more in eligible linked accounts. The account comes with a debit card, access to over 60,000 ATMs worldwide, and free international wire transfers.
Bank of America: Bank of America is one of the largest banks in the US, offering a wide range of checking, savings and student accounts. One of its most popular accounts is Advantage Plus, a checking account with a minimum opening deposit of $100 and a monthly maintenance fee of $12. This is waivable if you meet certain conditions. The account comes with a debit card, access to Zelle and a Digital Wallet.
Capital One: Capital One is a well-known bank in the US, offering various checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is 360 Checking, which has no monthly maintenance fee, no minimum balance requirement, and no foreign transaction fees. The account comes with a debit card, access to over 40,000 ATMs nationwide, and free online bill pay.
Chase: Chase is another major bank in the US, offering various checking and savings accounts, as well as credit cards, loans, and other financial products. One of its most popular accounts is Chase Total Checking, which has a minimum opening deposit of $0 and a monthly service fee of $12. This is waivable if you meet certain conditions. The account comes with a debit card, access to over 16,000 ATMs nationwide, and free online banking.
Charles Schwab Bank: Charles Schwab Bank is an online bank that offers a high-yield checking account that has no monthly maintenance fee, no minimum balance requirement, and no foreign transaction fees. The account comes with a debit card that reimburses unlimited ATM fees worldwide, free online bill pay, and free checks.
