To open a bank account with ING in Australia, you will need to follow these steps:
1. Choose the type of account you want to open. ING offers various accounts for different purposes, such as everyday banking, savings, term deposits, credit cards, home loans and personal loans. You can compare the features and benefits of each account on the ING website.
2. Complete the online application form. You will need to provide some personal details, such as your name, date of birth, address, phone number, email and tax file number. You will also need to verify your identity by providing a valid ID, such as a driver's licence, passport or Medicare card. You can do this online or in person at a participating post office. The online application process will take around 10 minutes.
3. Activate your account. Once your application is approved, you will receive a confirmation email with your account details and instructions on how to activate your account. You will need to log in to your online banking or mobile app and set up your PIN and security settings. You will also receive your debit card in the mail, which you will need to activate online or by phone.
4. Start using your account. You can now access your account online, on your mobile, on your phone or at Australia Post outlets. You can also enjoy the benefits of ING, such as no monthly fees, no ING international transaction fees, cashback on eligible utility bills, and competitive interest rates on savings and loans. To get the most out of your account, you will need to meet the monthly eligibility criteria, which may include depositing a minimum amount, making a minimum number of card purchases, or linking your account to another ING account.