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Penta is a digital banking service that offers business accounts for small and medium-sized enterprises (SMEs) and startups in Germany. Penta is powered by Solarisbank, a German bank with a full banking license. Penta aims to provide a smart, fast, and convenient way to manage your business finances online or on the app. Here are some of the features and benefits of Penta business account:
1. You can open a business account online in minutes, without any paperwork or branch visits. You just need to provide your personal and business information, verify your identity and business with IDnow VideoIdent, and choose a plan that suits your needs.
2. You can get a German IBAN, make SEPA transfers, and receive payments from your customers. You can also send and receive money internationally with low fees and transparent exchange rates, thanks to the partnership with Wise (formerly TransferWise).
3. You can issue multiple debit cards to your team members and control their spending limits and permissions. You can also pay with Google Pay or Apple Pay, and withdraw cash for free at over 7,000 ATMs in Germany.
4. You can connect your Penta account to various accounting and invoicing tools, such as lexoffice, Debitoor, FastBill, and Billie. You can also export your transactions and receipts to your tax advisor or bookkeeper.
5. You can access various financial services and products from Penta's partners, such as loans, insurance, factoring, and more. You can also get support and advice from Penta's customer service team and community.
Penta offers different plans for different business needs and sizes. The plans are:
1. Basic: €9 per month. This plan includes one business account, one debit card, 50 free transactions, and access to Penta's partner services.
2. Advanced: €19 per month. This plan includes one business account, three debit cards, 100 free transactions, and access to Penta's partner services and accounting integrations.
3. Premium: €49 per month. This plan includes one business account, five debit cards, 300 free transactions, and access to Penta's partner services, accounting integrations, and batch payments.
