Costs, fees and duration of MoneyGram online transfer

The costs, fees and duration of MoneyGram online transfer vary depending on several factors, such as the destination country, the currency, the amount, the payment method and the delivery option. Here are some general guidelines:

1. The maximum amount you can send online with MoneyGram is $10,000 per transaction and $10,000 per month. If you need to send more, you can do so in person at a MoneyGram agent location.

2. The fees for sending money online with MoneyGram start from $1.99 per transfer, but they depend on how you pay and how the recipient receives the money. Paying with a credit or debit card is usually faster but more expensive than paying with a bank account.

3. The exchange rates offered by MoneyGram are not the same as the mid-market rates you see on Google or Wise. MoneyGram adds a markup to the exchange rate, which means you pay more than the actual cost of converting your money.

4. The delivery time of your transfer also depends on the payment and delivery methods. The fastest option is to pay with a card and choose cash pickup, which can take minutes or hours. The cheapest option is to pay with a bank account and choose bank deposit, which can take 1-5 business days.

5. You can check the status of your transfer online or in the app by entering your reference number and your last name.