A UBL Roshan Digital Account is a special type of bank account that allows non-resident Pakistanis (NRPs) and foreign nationals of Pakistani origin (POCs) to open and operate an account online without visiting a branch in Pakistan. A UBL Roshan Digital Account offers various benefits, such as:
The ability to invest in Naya Pakistan Certificates (NPCs), which are government-backed bonds that offer attractive returns in both Pakistani rupees (PKR) and foreign currencies (FCY).
The ability to invest in the Pakistani stock market, mutual funds, pension plans, and real estate through UBL's online platforms.
The ability to transfer funds to and from Pakistan and abroad, and to repatriate funds without any restrictions or limitations.
The ability to access and manage the account through UBL's net banking and mobile app, which provide a range of features and services, such as balance inquiry, statement request, bill payment, and more.
The ability to enjoy the credibility and professionalism of UBL, which is one of the largest and most trusted banks in Pakistan.
To open a UBL Roshan Digital Account, you will need to follow these steps:
Click on the Apply for Roshan Digital Account link on the UBL website and fill out the online form. You can choose between an Islamic or conventional, current or savings account in either FCY (USD, EUR, GBP, SAR, AED) or PKR currency.
Upload the scanned copies of your required documents, such as your CNIC/NICOP/POC, passport, proof of NRP status, proof of profession and source of income, live photo, and signature.
Wait for the verification and approval of your application by UBL, which may take up to 48 hours. You may be contacted by a UBL representative for further information or clarification.
Once your account is opened, you will receive an email with a link to access UBL's net banking. Use the link to create a username and password to access and manage your account online.
You can also download the UBL Digital App on your smartphone and log in with your net banking credentials to access and manage your account on the go.